Finance Services

Your numbers should tell you what to do next — not just what happened

Financial Planning & Analysis and real-time KPI dashboards that connect your financial performance to your business decisions. For Singapore businesses that have outgrown basic accounting but aren’t yet getting full value from their financial data.

The Problem We Solve

Most Singapore SMEs have financial data — monthly accounts, Xero or Zoho reports, annual budgets. The problem is that data sits in spreadsheets and PDFs, arrives weeks late, and gets reviewed once a month in a meeting where it's already too old to act on. FP&A turns that data into a forward-looking tool. Instead of asking 'what happened?', your finance function starts answering 'what should we do next?'

What We Deliver

Budgeting & Annual Planning

A structured annual planning process — building a bottom-up budget that ties headcount, revenue assumptions, and cost drivers together into a single financial plan the leadership team owns and believes in.

Rolling Forecasts

Monthly updated 12-month forecasts that replace the static annual budget as your primary planning tool. When assumptions change — a key customer churns, hiring accelerates, a new market opens — the forecast updates immediately.

Scenario Modelling

Stress-test your key decisions before you make them. What does runway look like if revenue comes in 20% below plan? What's the break-even impact of hiring two senior roles now? What happens to gross margin if you drop pricing

Variance Analysis

Monthly actual vs plan review with narrative commentary — not just numbers, but an explanation of what drove the variance and what it means for the next period. This is what turns a financial report into a management tool.

KPI Dashboards

Custom dashboards built in Xero, Zoho, or connected reporting tools — surfacing the metrics that actually matter for your business in real time. Revenue by product line, gross margin by customer, cash runway, burn rate, ARR and churn for SaaS businesses.

Board & Investor Reporting

Monthly board packs and investor updates — clean, consistent, and narrative-driven. Prepared to a professional standard that instils confidence in your financial management and saves your team hours every month.

Unit Economics Analysis

Customer acquisition cost, lifetime value, payback period, cost per unit of revenue — the metrics that underpin fundraising conversations and strategic decisions about where to invest and where to cut.

Sustainability KPI Integration

For clients also engaging on sustainability reporting, we integrate ESG KPIs — emissions intensity, energy consumption, waste and water metrics — directly into your FP&A dashboard framework. Your board pack covers both financial and sustainability performance in a single, coherent narrative. No separate ESG report. No translation between finance and sustainability teams.

How It Works

From first conversation to ongoing engagement — clear steps, no surprises, no junior handoffs.

01

Financial Diagnostic

We review your current financial data, reporting tools, planning process, and the decisions your business is trying to make. This gives us the foundation to design a reporting and planning framework that's actually useful.

02

Model & Dashboard Build

We build the financial model, forecast framework, and dashboards specific to your business — connected to your accounting platform (Xero or Zoho Books) where possible.

03

Monthly Rhythm

Ongoing monthly deliverables — updated forecast, variance analysis, board pack — on a consistent schedule, with a monthly review meeting to walk through the numbers and their strategic implications.

What’s Included

Every CFO Advisory engagement is tailored to your business. Typical scope includes:

SMEs with an existing finance or accounting function that want to upgrade from historical reporting to forward-looking planning
Businesses preparing for fundraising who need a credible financial model and investor-ready reporting
Companies with a board or investors who require structured monthly financial reporting
Finance managers who need external FP&A capacity or a senior second opinion
Founders who want to understand their unit economics before scaling

Partnerships

Platforms We Work With

We partner with industry-leading platforms to deliver best-in-class financial and cloud solutions.

Xero

primary accounting and reporting integration

Zoho Books

full Zoho ecosystem integration including CRM linkage

Google Sheets / Excel

financial models and scenario planning

Power BI / Looker Studio

dashboard visualisation where required

FAQs

How is FP&A different from CFO Advisory?

FP&A & Dashboards focuses on the planning, analysis, and reporting layer — the models, forecasts, and dashboards. CFO Advisory is broader strategic financial leadership — attending board meetings, leading fundraising, making financial strategy decisions alongside the CEO. Many clients combine both. If you're not sure which you need, the discovery call will clarify.

Do we need to already be using Xero or Zoho?

It helps but is not required. We can work with your existing accounting platform and build reporting on top of it. If your current setup isn't fit for purpose, we'll recommend a migration as part of the engagement — often in conjunction with our Cloud Accounting & Bookkeeping service.

How long does it take to build the initial model and dashboards?

Typically 3–4 weeks for the initial build, depending on complexity and data availability. The first month is heavier on setup; from month two onwards it shifts to a consistent monthly rhythm.

Your financial data should be your most useful business tool.

Book a free discovery call to talk through what you need and what’s possible.